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Comment by wolvoleo

8 hours ago

Hmm the one thing I'm kinda missing with grapheneos is mobile payments. The banks here in Europe used to have their own nfc apps but in my country they've all moved to Google wallet :( or Samsung pay.

I don't want Google monitoring my payments so I'm using Samsung now but I'd love to have something more open for this.

I was kinda hoping the partner would be Samsung so they might collaborate on a payment system too. I don't think Motorola has anything like that.

If you don't want your payments to be tracked you need to use cash or crypto. Otherwise, just use a credit card. I really don't see how unlocking a phone is easier or more convenient than using a credit card.

Hate to break it to you, but 100s of third parties are privy to your exact payments including locations. Google could easily buy that information.

If you're in Europe you can use Curve Pay, PayPal and multiple banks which haven't moved to Google Pay. Alternatively, pay in cash if you want privacy.

  • Curve Pay refused to give me an account on my Murena FP6 and no local bank offers contactless without google pay, so I'm stuck using a bank card like a caveman.

PayPal's tap-to-pay also works without Google Wallet (and therefore on GrapheneOS). It isn't any more open than Samsung Pay though.

I was hoping more banks would introduce support for U2F. In Europe ING was one of the first if not the first, but so far few followed.

  • That's for logging into the app. What I mean is using NFC for payments.

    I have ING but they also moved away from supplying their own NFC payments in favour of using Google Play, sadly.

    • I checked and I can set one of my banks as the "default wallet app". I guess there are still some holdouts left.

With the adoption of Wero that should stop being a problem. As long as your bank app works on GrapheneOS.

  • Wero makes it worse not better.

    With wero you must have play integrity and you can't even have developer mode turned on which is frankly ridiculous. I don't know of a single app that requires that. Source: https://support.wero-wallet.eu/hc/en-us/articles/25599098295...

    They had a great opportunity to make an ecosystem not dependent on google and apple and they utterly failed. You can't even log into it on the web, you must use the app.

    • That's for the Wero wallet app specifically, no? I use iDEAL through my bank app and it works great, I'd assume it won't change with Wero since it's basically the same thing

      3 replies →

    • My bank app scans Wero QR codes and works fine on a rooted custom ROM, maybe after dismissing a popup about weird software, as long as it's already custom and rooted at the time of setup.

      It would be a pain if your bank wouldn't provide direct Wero integration, though.

> I don't want Google monitoring my payments

If you don't want Google monitoring your payment you shouldn't use mobile payments. In fact you shouldn't even use cards, because those likely have agreements with Google for data sharing. If you're serious, it's simple, just use cash.

  • Mobile payments used to work without any interference from Google through a bank's own implementation of the wireless payment protocols. On iPhone you got stuck with Apple's system (they restricted their NFC stack so competitors couldn't do this) but most phones were paying wirelessly without Google ever seeing a transaction.

    Over the years banks phased out their NFC support and all moved to Google Wallet on Android, I think the last bank finished their transition a year and a half ago. A real shame.

    • > used to work without any interference from Google

      Google owns the operating system. If they want to see what the apps are doing, they can.

      This is like believing that Facebook can't read your whatsapp messages because they're E2E. They own the interface!