Comment by KronisLV
4 hours ago
Haven't looked into 4.5 vs 4.6 in depth (since the latter seems good for my needs), but
> but it's crazy expensive
was something I struggled with until just going for the Max subscription and cancelling my other ones.
I'm not sure what Anthropic is doing, but they're either making truckloads of money from those paying per-token (especially since you're not supposed to use subscriptions for server use cases --> devs can use Claude Code, but not code review bots etc.), or heavily subsidizing subscriptions.
100 USD is worth it for me, I've only hit the 5 hour limits a few times, and haven't hit 100% of the weekly limits once. I fear to think how much comparable usage with any of the Opus models would have been, if I were to pay per token - even Sonnet could get similarly expensive.
I don't get/like/want Claude Code. I do everything in Cursor, and I am very happy. I recommend it! And there's no time-based limits. You get deeply discounted API calls included in your monthly subscription, and then overage is billed at the same discounted rate. It's essentially committing to an "at least" amount per month in exchange for a preferred rate.
I have a USD$200/month Cursor plan, and I do hundreds of hours worth of Opus 4.5 prompting with it every month. I tend to pay $250-300 a month after overages, and I consider myself a heavy user. During Opus 4.1 days, one month I paid $700. 4.5 got substantially cheaper and smarter, and I consider that the real moment agentic coding got real.
I don't know your financial situation and I recognize that $300/month is more than much of the world makes in a month. I am just saying that for me, what I'm working on is important enough that I am absolutely willing to pay a premium for access to the best tooling available, because every dollar I spend represents literally an hour of my time. Maybe more? It's so incredibly cheap compared to hiring an unreliable human who needs to sleep.
You can't pay someone $3600/year to lick stamps, much less pair program application development.