Comment by zapzupnz
15 hours ago
> You don't have a laptop or desktop for those things?
> Whilst I may not represent the average person, I have no need to check bank statements or manage insurance immediately
I think a lot of people check to make sure how much money they have before they make some purchases, especially big ones. Or, they check with this card declined (might need to move some money from one account to another or use a different card).
I teach high school and see students doing this all the time when buying food for lunch. I can't imagine it's any less prevalent amongst adults of a certain generation.
I certainly need to know how much money I have at any given time when I'm shopping. Seems fairly privileged (not in a bad way) to not need to think about that.
I take your point, but I'll also make the point that I'm organised and relatively self disciplined when it comes to spending. If I have to check my back account before any big expenditures, whilst on the go and requiring a smart phone, then that represents some kind of failure of self discipline (outside of emergency health situations).
Having said that, I do have an app that tells me how much is left on my debit card, but I only recharge it from laptop / desktop at home - I tend to not let it get low enough that I can't get through a day.
Can't deny a certain level of privilege, but will say it's been earned through self discipline. Everyone's situations are different, however.