Comment by lucb1e

If there is literally "No amount of scary menus will work." then those people cannot use computers. So long as they can transfer money with it, or do another action that a scammer may want to do, then the scammer can tell them to do it. They should not be allowed to install banking apps with that logic and need a legal guardian to manage their digital belongings

If the solution is that nobody has control of their digital life anymore (see also attempts to require client-side scanning and verify user age, which don't work if said user can override it) then we've lost sight of the bigger picture