Comment by sajithdilshan
12 hours ago
As someone living in Germany, the alternative would be snail mail, which is used to send a pre-authentication code, username and then another code. This is pretty common with insurance providers, German traditional banks, etc. However, the annoying part is that if you ever forget or lose the code, then you would have to request a new one via mail that would arrive like 2 weeks after.
The alternative is a secure physical device and that's also the correct way to go if you insist on having online ID checks and take digital sovereignty seriously instead of making it a joke lip service like these implementers do.