Comment by hunterpayne

Not sure where you get your numbers but they are way off. Natural gas is 90% (nothing is 100%). Heat pumps are geothermal masquerading as electric. And the highest number I ever heard for a heat pump was 135% which was under nearly ideal circumstances. In Finland, heat pumps can't make nearly enough heat to handle a winter there so you need something else too or instead of.

Truth is that electricity is great for kinetic energy but terrible at making heat. Most forms of energy can be transformed into another form of energy at about 50%. Electricity is the weird one where its 90% to motion but only 10% to heat. So if you want heat, you want something that makes heat directly. That's why natural gas heating (for building and homes) is usually lower carbon any other method. When you try to switch to electric, it makes things worse because of these inefficiencies. And heat pumps are great when you are in the right environment for them (like say the UK down to say Spain or so). But in Finland, you are going to need more than just some pipes in the ground and a fan.