Comment by cucumber3732842
7 hours ago
Solving it with money doesn't really solve it unless there's "real" competition.
Look at automotive insurance points systems. People have to buy it so the sellers lean on the legislatures and before you know it a ticket costs the same points and screws you out of just as much money as an actual accident.
That seems appropriate. A small fraction of people cause most of the losses, they should pay more.
>That seems appropriate. A small fraction of people cause most of the losses, they should pay more.
Surely that was a satirical comment and was meant to be an illustrative example of exactly the sort of mindset that runs political cover for a system as it pivots from providing enough value to become entrenched to using that entrenched position to behave in an extractive manner.
In my state if grandma gets pulled over for an out of date inspection sticker it's the same number of points as actually causing an accident. Someone is being fleeced.
I have zero faith that letting the government choose at the behest of industry who ought to pay more for healthcare that it wouldn't devolve into the same exact sort of exercise in finding a reason to charge everyone more.
I’ve never seen having an expired tag be a points violation, that seems very wrong. IME it’s only ever moving violations that impact safety. For that, higher rates are absolutely appropriate.
4 replies →