Comment by nfriedly

My wife and I have kids and live on a single income, and we're on track to retire in between ages 45 and 50.

We live in Ohio, and I suppose we would qualify as frugal and having cheap hobbies. But I certainly don't feel like we're missing out on a lot.

We also set aside over $1,000 a month for giving, with some of it going to various individuals and organizations automatically and some of it just waiting for when we see a need.