Nothing like america though, lots of people (maybe the majority) cruise through life with 1-2 credit cards and occasionally apply for a mortgage without ever really thinking about their credit rating.
Being obsessed or even thinking about your credit rating in the UK is a bit of a minority reddit pursuit not something normal people do.
(Of course if you default on stuff you will need to think about it)
Nothing like america though, lots of people (maybe the majority) cruise through life with 1-2 credit cards and occasionally apply for a mortgage without ever really thinking about their credit rating.
Being obsessed or even thinking about your credit rating in the UK is a bit of a minority reddit pursuit not something normal people do.
(Of course if you default on stuff you will need to think about it)