Comment by subhobroto

> evolve to a monopoly and strongarm everybody to do exactly what you want whilst removing all pressure on the quality of your product

This certainly isn't true of small businesses and the local mom-and-pop shops in your area.

For free markets to work, small businesses need the ability to thrive and starting one should be exceptionally easy.

What has unfortunately happened in a lot of developed countries, is that in order to regulate the very large companies you're upset about, governments have made it nearly impossible to start small businesses to act as competition. That makes it even easier for companies to consolidate and evolve into a monopoly, strong-arming everyone - the exact opposite effect of what those regulations were hoping to fix.

Are there small businesses in your area like the 1 or 5 person HVAC or cleaning or landscaping or breakfast company that you disdain as much as you disdain UnitedHealthCare?