Comment by Henchman21
20 hours ago
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Selling the solution to the problem you caused ought to be illegal.
20 hours ago
Has your identity been stolen? Try our free credit monitoring for a month!
Selling the solution to the problem you caused ought to be illegal.
> Selling the solution to the problem you caused ought to be illegal.
Most tech solutions are built on the problems they created. This includes phones, cars, computers, every software upgrade, and almost every electronic gadget. You are forced to use them because the world around you is no longer compatible with the way of life that was before the introduction of these tech.
I probably agree with you but what on earth are phones and cars doing in this list? They solve obvious physical problems not caused by a company.
My interpretation would be that cars are necessary to live in places where urban design assumes that we'll use cars to get around. Many cities are designed this way.
Similarly, phones are required now for some activities, like online banking. First it was an option, then it became the norm.
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General Motors contributed significantly to the decline of passenger rail in the USA.
See https://en.wikipedia.org/wiki/General_Motors_streetcar_consp...
This would eliminate the credit report, monitoring and fixing industry, which would be a good thing.
Court records are public in the US. If creditors want to know if you’ve been in financial trouble, they should check for bankruptcies and lawsuits, not the extrajudicial version of those that the credit reporting companies run based on hearsay.
Credit reporting is better in some ways than alternative systems of “vouching” for someone.
It’s not better in all ways, of course, but the alternative is not “everyone gets cheap credit extended to them” but rather “people who rich people know and trust get cheap credit extended to them, some others get more expensive credit, and some get no credit extended”. It’s not obvious to me that that’s better.