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Comment by TFNA

16 hours ago

> anybody who does banking on their phone is taking a big and unnecessary risk

It is not necessarily a matter of choice. Besides what the other commenter notes about 2FA, in some countries banks have been removing functionality from their online-banking website, and you can only do certain things in the phone app.

> in some countries banks have been removing functionality from their online-banking website, and you can only do certain things in the phone app.

The most infuriating I've seen, is a bank which removed the anual tax report (which you need to do the anual income tax) from the online-banking website, requiring you to use the phone app... to download a PDF file, which you then have to transfer to the computer anyway so you can print it!

This annoys me to no end. I have an old phone that I boot up occasionally because it holds all the apps that I only need once per year for a niche feature that is only accessible in their app. I don't need 200 apps on my main that I would otherwise never open.