Comment by petcat
4 hours ago
> A Frenchman using Wero will be able to transfer money to a Spanish friend on Bizum, with the same simplicity as a domestic payment.
Have you seen the new money app? It's on Tubu. It's on Weeno. I'm on Dippy but my friend is on Poob. Poob has it for you.
For the uninitiated: https://knowyourmeme.com/memes/poob-has-it-for-you
also relevant is the end of this SNL sketch from this last weekend - https://www.youtube.com/watch?v=nS97AzfKp3U
And this SNL sketch from a few decades ago:
https://youtu.be/NWIlScfHwOU?si=64xMCQf8MHtho44H
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How mind-numbingly lame. Just another dime a dozen meme.
> > A Frenchman using Wero will be able to transfer money to a Spanish friend on Bizum, with the same simplicity as a domestic payment.
SEPA Instant Payments also solves that.
Yes, the only difference is that you need to communicate your bank account number and likely your legal name.
Wero doesn't change that as it's just another interface for SEPA instant payments. In its current version, it just adds phone numbers as an alias. Via the phone number you can also find out their full name and, after a transaction, their account number, as long as they've enabled Wero for their account.
> you need to communicate your bank account number
in Latvia we need to do this for domestic payments anyway. We use IBAN even for domestic payments..
> and likely your legal name.
not mandatory. If provided, the bank tells you whether the recipient name matches the account, but if not, you can proceed with the payment anyway.
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which... isn't really a problem for legal transfers, is it
Wero and Bizum are built on top of SEPA anyway
I doubt so, because i need to type god-knows-how-many characters by hand, while visually separating them into chunks by 4, then explicitly authorize the receiver. Oh, and explicitly authorise the country
> then explicitly authorize the receiver. Oh, and explicitly authorise the country
I've never had to do any of this, and I quire frequently send SEPA payments from Latvia.
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While your complaint is valid, no need to separate in chunks, there's a checksum.
LOL thank you domain squatters. I can't think of any other reason why startups often always have the most ridiculous names.
It’s not just the domain squatters. They have to find a name they can get with Twitter, YouTube, Instagram, TikTok, Facebook, etc in addition to the domain.
A lot of these are puns/vague money sounding names in different languages.
Wero has got to be the worst of the bunch, though. An awkward combination of "we" and "euro" combined with "vero". At least the other pooq/wolo/snivum/rumio like names aren't trying to hard.
Apparently it's the same as the Dutch payment system but in some languages that "iDEAL" had wrong associations.
As terrible as these are, at least they aren't just random short English words.
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I don't think it explains the "cat walks on keyboard" brand names for cheap Chinese goods on Amazon.
The gibberish brand names on Amazon are a formulaic way to streamline trademark registration which Amazon requires for some features on their selling platform.
https://stemerlaw.com/2025/07/16/why-are-amazon-brand-names-...
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Nothing more reliable than good old SPLARGLE kitchenware
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I think they just use random generators to make a 5 digit string and ship it
Every single 3 and 4 letter .com domain has been registered for at least 20 years, not a single one is available to register. Domains aren’t the reason for names like “wiro” and “tubi”.
Yeah its a bit bad LLLL.com are all taken I do have k4qr.com but its LNLL.
On the other hand though, there are still .org and .net if you are lucky.
I usually just use tld-list.com to find all the domains from a particular keyword and then you can buy one which can be nice (eg: I bought https://mirror.forum this way)
that being said, you can find the registration prices to sometimes be cheap but the renewal prices can be double the .com or more (which is around 8-10$)
For my domain of https://use.expert its renewal is around 40-50$ (4x .com price) but probably worth it as I really love it but I might drop a few domains like mirror.forum as its 20$ just doesn't feel worth it to me and I will just auction it in some forums, not really that sure at the moment
So TLDR: you can find some good names if really need be but the idea generally for these startups is to do something similar to what I am saying and then buy the .com later if/when they have the funds, personally I am not that big of a fan of .com but I do realize that I have more chances of remembering .com's because that's the default expectation of the internet.
Frenchman here, living in Spain. This speaks to me on many levels. Bizum is so integrated in my daily life in Spain, that I wished my french friends had it when we need to transfer money between each other. Looks like we're going in that direction. Phenomenal
Sounds totally fine to me. I guess just like there are many Mastodon instances: mastodon.social, fosstodon, infosec.exchange, mas.to, etc., but one protocol by which they talk to each other.
I can feel Galactus's pain.
I’m 50. All startup news looks like this:
“Payments via Zoosha? K-smog and Batboy launch new startup.”
It's better than that trend of taking English words and removing the final vowels before "r" or some other consonant.
I'm not actually sure Wubi and Tubu are better than something like Cashr tbh
We're appending "AI" now to English words, to match the Anguilla TLD that are fashionable and will never become dated.
- Mike, co-founder of MoistAI
Ah yes, that hot trend from 2010.
Or adding "-ly" at the end.
"Just use Cashly!" "Download Crditly"
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Vowels are _so_ 1900s
then add a second r and it's suddenly piracy or torrent related!
Obliteratr
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ahahah!
so true. those names are silly. also, French and Spanish can already send money for free via IBAN / SEPA
That's not the point at all. Currently I'm using paypal to send money to friends when we split dinner or share other costs. I'd like to use a similar European service instead and not go through a ceremony to open my banking app, initiate transfer, write the recipient's IBAN, confirm and wait a day for the transfer to take place.
You shouldn't need to wait for a day, instant transfers have been a thing for a while now. Unless you're in terribly bad luck to be stuck with one of the few banks that are lagging behind.
International money transfers, even between currencies, now take seconds whenever I do them.
The "map phone number to bank account" services do make this whole thing a lot easier, but on the other hand I kind of don't want to help scammers by giving them the option to look up what bank they need to pretend to be before dialing a number.
> write the recipient's IBAN,
You can do it once, and save in in your bank app.
> wait a day for the transfer to take place.
Isn't instant SEPA required to be supported by all banks now?
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Entering an IBAN once in a blue moon is a cheap price to pay to not be the US's bitch imho
I split bills via Revolut?
I could do it via IBAN and it would mostly (not to all banks) instant.
My bank also allows payments via a phone number now. Tested once and it works, but everyone's used to Revolut for bill splitting here in Romania.
Wero and Bizum mostly just associate phone numbers to IBANs and perform instant SEPA transfers underneath. The benefit is that you only need the other's phone number to send them money, usually already in your contact list, instead of them sharing you a twenty-something digit number.
Reminds me of PingIt.
https://www.retailbankerinternational.com/comment/barclays-r...
Ah yes, Pierre will surely have no issues paying for his baguette et croissant by filling in the boulangerie's IBAN on his mobile phone and waiting 15 minutes for them to check receipt.
We have instant bank transfers in Europe. And you can scan a QR code for payment via IBAN.
https://en.wikipedia.org/wiki/EPC_QR_code