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Comment by epolanski

4 hours ago

Satispay is no longer really used anymore.

It was only welcomed by merchants in the 0-fee era, now no merchant cares anymore as Satispay is no longer free of charge and pulled the rug.

And to send payments across friends there's instant bank wires (often free of charge), and even when it's not instant it is executed in few hours-one working day max which isn't a big issue when you're transferring money across friends.

> And to send payments across friends there's instant bank wires

That's nice (when it's free), but banking apps are clunky, unfriendly, heavy and slow. Unicredit and Intesa, two main Italian banks, both have apps that are atrocious to use and riddled with annoyances.

People want an easy and quick way to send/receive money (Satispay does that almost well).

And for some banks Wero seems like it's going to be available through your existing bank app. Which is a no-go for me.

  • > That's nice (when it's free), but banking apps are clunky, unfriendly, heavy and slow.

    They are all fine for a simple wire transfer.

    I do have Intesa myself cause I've got mortgage through them and sending a wire transfer is both simple and fast.

    So is on our other accounts: BBVA (Italian), mBank (Polish), Credem (Italian), Mediobanca (IT) and XTB and Revolut (both PL and IT).

    I think you're really describing a 10 year old non-issue.