Comment by akdev1l

You could still have this 1-click experience with another system.

Like you could set some rule like “this vendor is approved for charges below $50”. We don’t need the legacy system for that.

(I don’t know if any payment systems can do that atm, just that if we wanted we could make them do that)

Visa seemed not to care too much about fraud though so at some level they do prefer ease of use over security