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Comment by tdrz

4 hours ago

You'll need to fake much more than just that. Usually the bank website will ask you to confirm the transaction by opening the banking app on your mobile phone.

Trading a dependency on MasterCard and Visa for one on Google and Apple is at best a sidegrade. More likely you end up worse off.

  • > Trading a dependency on MasterCard and Visa for one on Google and Apple is at best a sidegrade.

    That's really not how it works. You as the user are prompted to pick the bank you want to use, and then your bank prompts you to approve the transaction.

    The only scenario I can think of that might involve google or apple is if you want to use Android or iPhone for mobile payments with NFC.

    • Which part of "confirm the transaction by opening the banking app on your mobile phone." does not depend on a banking app installed on a Google/Apple-controlled environment?