Comment by ravenstine

I've found it funny how many people still believe that most places in the US don't take Discover. I almost exclusively use my Discover card and the number of times I've had it declined is a tiny fraction of a percent. Most people also don't seem to realize that Discover is also a bank, so you can use it for both credit and checking/savings. So yeah, you likely don't have to be forced to use the duopoly of Visa and Mastercard. The only time I've recently used one of my Visa cards was when I visited Europe where I found much more places don't accept Discover, although there were still many that did.

Hopefully the acquisition of Discover by Capital One results in lower processing fees so the network broadens globally and makes the notion that Discover isn't viable a thing of the past.