Some of those are for purchase and not refinance, but the reality is in almost all states (even those that are not single-action by statute, where single-action is "they can go after you, or the house, but not both") are practically single-action.
In fact, they'd much rather single-action foreclose as they'll likely get a house than force you into bankruptcy where they might not even get that.
Some of those are for purchase and not refinance, but the reality is in almost all states (even those that are not single-action by statute, where single-action is "they can go after you, or the house, but not both") are practically single-action.
In fact, they'd much rather single-action foreclose as they'll likely get a house than force you into bankruptcy where they might not even get that.