Comment by colechristensen
2 hours ago
Social engineering as a problem goes away when anybody can get a model to do it for them for $5. It stops being possible, it's really the bank's problem when they can't have a minimum wage call center or a robot responsible for people's data.
Yes. There will be a few high-profile incidents, and then institutions will be forced to stop performing administrative actions based on people’s word.
This outcome is massively detrimental to humanity at large. By eliminating the human factor from support, you make it impossible to get support in edge cases that fall outside of the pre-planned bureacratic process. Everyone already hates that Google can arbitrarily ban anybody they please with no way to get in contact with a human, and you want to extend that to banks in control of people's life savings?
I don't think anyone is saying that. You will just need to be authenticated before giving any commands to the bank. Maybe some type of TOTP that you can use over the phone or in person.
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> Everyone already hates that Google can arbitrarily ban people
Yet they’re still the predominate search engine, sadly the concerns of the few don’t interest monopolistic profit seekers without forced regulations, think how airlines are legally required to give refunds for delayed flights, there’s a reason it required legislation