Comment by locknitpicker

> Credit card is a largely fixed risk of financial loss, (...)

This belief is deeply misguided. Do you understand that credit card transactions are used to provide access to your personal information?

Some companies even employ small token charges as identity verification processes. Payment systems such as MasterCard even explocitly offer identity verification services built around their payment system.

https://www.mastercard.com/global/en/business/cybersecurity-...

But a photo of your id card with your mobile camera is where you draw the line?