Comment by lutr
10 hours ago
Right?? I mean again, I could have gotten a refund in 48 hours, per the smallprint... But I noticed it about ~3 months too late, while writing about this.
But it's okay. Getting those $5 back would make Photobucket look slightly better in my mind, and I don't want that.
You can charge back months after. Best to ask for refund first (as in now, despite their legally irrelevant time limit) as the CC would expect you to do that first.
Huh, never did a charge back in my life (I'm not from the US, charge backs aren't a big thing here). I'll give it a shot, just for fun :).
I use a debit card and I wasn't even sure you can do charge backs with them. But yes, apparently!
Revenge after they fucked around with you is what makes doing this procedure worth it...
I've done a couple on a debit card and it's gone pretty smoothly. I paid around £200 for an online service who they effectively ghosted me, so I submitted a chargeback to my bank, and they said they'd get in contact with the provider. I never heard back about it other than getting my money so I'm guessing they ghosted my bank too
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It's not an automatic thing. The bank has to review your case and decide if photobucket committed fraud. But the odds are higher than you think.
You can absolutely do a chargeback months later. This is fraud, and credit card companies are usually very willing to address that! Typically they'll put the onus on Photobucket to demonstrate that you received the service you paid for, and they won't be able to do that in your case.
I'm honestly genuinely surprised that you care so much about $5 ($3 in 2006 money, when people last used photobucket) that you wrote this article over it, but cared so little to just ask for the refund 15 seconds after finding the account was unused.
Haha, that's fair! I wrote the post because I thought it was actually kinda funny. And when I found out the account was empty, I did stop the subscription. But I guess I didn't realize in time that I could go even further and request a refund. Not really a refund kind of person :P.