Comment by uberex
18 hours ago
You can charge back months after. Best to ask for refund first (as in now, despite their legally irrelevant time limit) as the CC would expect you to do that first.
18 hours ago
You can charge back months after. Best to ask for refund first (as in now, despite their legally irrelevant time limit) as the CC would expect you to do that first.
Huh, never did a charge back in my life (I'm not from the US, charge backs aren't a big thing here). I'll give it a shot, just for fun :).
I use a debit card and I wasn't even sure you can do charge backs with them. But yes, apparently!
I've done a couple on a debit card and it's gone pretty smoothly. I paid around £200 for an online service who they effectively ghosted me, so I submitted a chargeback to my bank, and they said they'd get in contact with the provider. I never heard back about it other than getting my money so I'm guessing they ghosted my bank too
Chargebacks are a pain and as a seller you almost always lose them, Stripe advices to refund based on signal's they get that a disput is requested.
As a company there is just no point in fighting them. I even had emails of clients they made a mistake and didnt realise it was our payment, but even that wasn;t enough.
5 replies →
Revenge after they fucked around with you is what makes doing this procedure worth it...
It's not an automatic thing. The bank has to review your case and decide if photobucket committed fraud. But the odds are higher than you think.