Comment by tempest_

Merchants near me are using more computer based terminal that seem to take nearly every thing. Amex's cut probably smaller compared to squares or stripes.

When talking to a local merchant about why they dont take amex the fee was not mentioned. The merchant said that visa and mastercard settle at the end of the day and they get their money but amex it was sometimes 4 or 5 days before they actually got their payment.