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Comment by lotsofpulp

5 hours ago

It’s easy to go to healthcare.gov and buy health insurance without an employer.

You just don’t get to buy it with pre tax income, and most employers don’t or can’t pay enough for people to afford the premiums and out of pocket maximums. If you are young and without kids and assets to seize, you might as well ignore health insurance.

5 comments

lotsofpulp

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AIorNot  5 hours ago

Easy? Its costing me 1200$ per month for my wife and I and we are in our 40s

  • dmbrThnYou  2 hours ago

    This is an unfair picture of the healthcare.gov, isn't it? Or are you/wife not making close to (or more than) the top of the $84,600.00 USD sliding scale?

    I pay less than $100.00 a month for an incredible plan, and I have the option of paying nothing for a decent plan. My $750.00 MOOP pays for my many health concerns. Obviously, my income is low, but health insurance is an "easy" part of my life.

    Apprenticeships pay $15.00-$20.00 per hour. This is low enough that healthcare.gov pays for the insurance in full. It wouldn't be the best plan, but it would be enough for free therapy, office visits, and drugs. This is in line with the life/age/etc. of most apprentices.

    That said, it would be rare for an apprenticeship to be with an institution that wasn't legally required to offer a plan. The plan would be terrible, and it would disqualify the apprentices from healthcare.gov.