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Comment by chadgpt3

4 hours ago

Imagine you're a middle class white picket fence guy, and your bank balance is a bit low. You apply for assistance.

Now imagine you're homeless. You don't apply for assistance.

These safety net things are usually to help people preserve their place. So, ideally the middle class guy doesn’t become homeless. They are never intended to lift people out of their situation. There’s a lot of other funds and resources available to homeless, no economic downturn required.