Comment by tetha

The terms I've learned to use is rather: Happiness, and Stressors.

If you need your car to earn money, and you don't have the money or other resources to repair it if it breaks - that's a huge uncertainty and a huge source of stress and worry. Liquid funds can remove that source of stress. More drastic examples would include rent or food.

That's why liquid funds can remove impediments and distractions from your life, but once all of those are gone, then what?