Comment by charcircuit
2 days ago
>from everyone the service stands ready to rescue
So compelled health insurance to use an ambulance? You could just as well make it optional and charge people without the insurance the full price.
2 days ago
>from everyone the service stands ready to rescue
So compelled health insurance to use an ambulance? You could just as well make it optional and charge people without the insurance the full price.
One thing that's often overlooked is the cost of administering a billing system. If you're going to distinguish between the insured and uninsured you need a system that keeps track of who has insurance. You need paperwork (or digital equivalent). You need accounts payable staff to send invoices and chase up unpaid bills. It can, counter-intuitively, work out cheaper just not to charge anyone.
That is not required complexity. You can just send the bill to the customer.
Who is the “you” in this scenario?
2 replies →
So everyone's covered unless you explicitly opt-out?
Everyone is covered and you have the ability to pay someone to take on the risk of having to pay for an ambulance.
what happens to the people who don't pay someone to take that risk when they need an ambulance?
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