Back when selling online tech courses was viable (pre-AI), about 30% of transactions in the US were from folks using PayPal on the platform I used. There's a huge of people who use PayPal, it's even more outside of the US.
It's the same argument why Google isn't never considered a monopoly to the online ads space. Because the whole ads industry is much larger.
Same thing with card payments. There are online card payments and in-store card payments and other kinds of payments. Stripe + Paypal volume is considered a fraction of it.
Back when selling online tech courses was viable (pre-AI), about 30% of transactions in the US were from folks using PayPal on the platform I used. There's a huge of people who use PayPal, it's even more outside of the US.
It's the same argument why Google isn't never considered a monopoly to the online ads space. Because the whole ads industry is much larger.
Same thing with card payments. There are online card payments and in-store card payments and other kinds of payments. Stripe + Paypal volume is considered a fraction of it.