Comment by BiteCode_dev

With wechat in china, pix in south america and wero in europe, I think it's quite the opposite. All continents want to see visa and mastercard dead so they can bring back those transaction fees in house and it will work as the phone is the low friction payment method now.

Wero in the EU is fantastic, albeit still very young. Once it's mature and deployed everywhere, I see no reason to use something else in my country.

In fact, in France, the CB system endured despite visa and mastercard for 4 decades, so we know how to do it already.