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Comment by brikym

1 hour ago

If there is a cartel it's at the Visa & Mastercard layer surely.

I agree with this for in-person payments. But surely stripe has a monopoly on development api payments and PayPal on e-commerce. What i would expect is that visa Master card try to buy the stripe/PayPal.

I can't wait for Europe to come up with an alternative for Visa & Mastercard.

European business pay a "hidden" tax to the US on everything, in the form of Visa & Mastercard commissions.

  • Which (a) the EU can and does regulate (b) the majority of the commission goes to the issuing bank.

    I hate feeling as if I'm defending Visa or Mastercard, but if we're going to attack them, let's get our storytelling correct first.