Comment by annzabelle

There are really different kinds of 65-70.

My parents are both 70 and very active. I often meet 65 year olds who are frail and slow with chronic pain and diabetes, when my dad is going on 50 mile bike rides a few times a week. I would hate to develop a significant health condition at 55 and be seriously ill by 60. I would much rather be healthy until my late 70s.