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Comment by BobbyTables2

1 day ago

The statistics may suggest that but it rarely feels that way.

It’s hard to not feel financially insecure from mid-teens through mid 30s-40s in age. And after then, there is just a sense that things will work out if one doesn’t screw up employment, house purchase, or face unexpected health issues. The less prudent can easily trip and fall, metaphorically speaking. Plus childcare expenses and retirement savings easily soak up any remaining disposable income…

And while historically inflation has been modest, the last 5-10 years show otherwise…

It is not hard for anyone to find things they can't afford so it can easily feel that way. So it is helpful to consider the reality in more depth when reaching for that as an excuse.