Comment by wltr
12 hours ago
In other words, would you like to have your physical card to be lost or stolen and someone paying with it? As small amounts don’t ask for a pin confirmation. Having my phone stolen is pretty much another level of attack.
12 hours ago
In other words, would you like to have your physical card to be lost or stolen and someone paying with it? As small amounts don’t ask for a pin confirmation. Having my phone stolen is pretty much another level of attack.
> would you like to have your physical card to be lost or stolen and someone paying with it?
I don't really care, as I'm protected from fraud by the card issuer and regulations in my country.
> Having my phone stolen is pretty much another level of attack.
Stealing a wallet or a phone seems just about the same level of difficulty.
And you can trick an iPhone into believing you're a transit terminal and charge arbitrary amounts to real credit cards, without unlocking the phone. (And Apple thinks this is a feature.) The attack requires specialized hardware and physical access, but if you've stolen the phone, that's fine.
(Yes, I know, this article is about Android. But most people where I live have iPhones, even if I don't.)
Yes... that $25 if they manage to get even that before it is blocked I can live with. Loosing my phone, even if they can't do anything with it is a whole other scenario. Now I can't even get home.
Your bank will refund any stolen money if your card is stolen.