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Comment by NooneAtAll3

12 hours ago

so what you're saying is we should be looking at competitors of Visa

MasterCard has the exact same issue.

  • Yep, the duopoly is pretty strong. There are national card networks (which sometimes make their own tap-to-pay apps!), but if you want universal acceptance you’ve got to deal with the big two.

    You can sidestep this however by not dealing with cards. I’d look into various QR payment schemes.