Comment by ddeeo

Haven't used a normal card in over a decade. I don't think my bank actually makes physical cards anymore, last time my card expired I just had a popup in the bank app that told me I have a new card. This was like 2-3 years ago. I use Google/Android Pay (or whatever it's called now) for NFC payments and have since 2018 and never carried a physical card since.

I would never use a physical card with NFC anyway because it is both inconvenient (have to enter PIN every 5 transactions) and insecure (for transactions without PIN there's no verification layer), whereas on my phone I have to unlock it for every transaction no matter how small, and doing so is a small matter of pressing my finger on the fingerprint reader.

I'm as anti-capitalist as they come but this is kind of a lost fight in my mind because if not Google - then Visa/Mastercard and the bank itself will know every transaction I make anyway.