Comment by amirhirsch

My experience with lines of credit isn't unique, and I think it's one of the underrated advantages of doing business in the US: we have a sufficiently stable commercial legal system that a huge amount of the economy can run on credit.

I have thought that there is a big opportunity financing components by optioning the sale of overstocked parts ahead of time. For a consumer electronics product that had heavy Q4 sales, my annual sales were entirely dependent on how many chips I could order by October 19, but then I'd have excess stock every January because things are sold in reels of varying sizes.