Comment by mosburger

maybe they start by not adjusting your rates based on your habits, but just nagging you.

Aetna already notices when I don't pick up my prescriptions on time and emails me about it. So I could imagine a dystopian future where the insurance company makes you install an app instead of using an insurance card (or at least makes this the default/easier), and the app sends you a push notification when it senses you're too close to a McDonald's and says "Do you really need that double cheeseburger? It's your third one this week! (and Apple Health says your heart rate ain't looking so great)"

I know there are a zillion reasons this couldn't happen exactly like that now, (e.g., you'd have to give permission for all of this) but how far off is it?

Happier, fitter, more productive...