Comment by rootusrootus
2 hours ago
I've restored iPhones before, and it does seem pretty simple. Easier than PCs for sure. It's not instant, but the basic configuration is restored pretty quickly while the bulk data restoration happens in the background while you're able to use the phone.
What about banking apps and stuff? Does the device binding still work or do you need to set it up again?
Depends on the app and security setup. If it's using old school Symantec VIP Access, it will not survive a restore. If it is using TOTP from 1Password, it will. Not sure about other options, those are the two I am most familiar with. Thankfully I only have a single app these days relying on VIP Access.