Comment by tialaramex
16 days ago
Huh. I wonder how long that's been true. I guess I haven't been to America since last century, but I could have sworn I had zero fee but unreasonable FX rates when I was in Poland which can't have been more than 25 years ago.
The issuer can opt out of the card network Forex and do it themselves. That's how Revolut and Wise work.
I think there are some regulations around this, because many card-issuing banks would love to use their crappy rates if they could.