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Comment by phyzix5761

15 days ago

Debit card usage is also used for data brokering.

Yes, but typically only on the retailer/ Point of Sales side. Your bank is not selling that information. Of course, things get weird when you have additional intermediaries like Apple or Google pay. In principle at least, there should be some measurable difference vs credit.

Would be very curious to see studies on this if anyone finds one!

  • > Your bank is not selling that information

    Oh it very much is, (at least in Australia the major 4 banks have agreements with data brokers)