Comment by seabre
14 hours ago
Oh yeah. I should definitely caveat: I am in the US. I think banks here are required to cap your loss to $50 USD if you report unauthorized fraud within two business days. But still, the onus is on you. Meanwhile, virtually all credit cards in the US offer $0 liability protection. Which means at most you pay nothing.
2 business days is a lot more strict than credit cards, which at the very least would not blink an eye at 2 weeks.
Er what?
You don’t even pay for the fraudulent credit card transactions in the first place! There’s no money for them to return!