Comment by __d
3 hours ago
Dear HN crowd: this is not a market opportunity. Not for loans, not for cars. Just … leave it alone. K, thx, bye.
3 hours ago
Dear HN crowd: this is not a market opportunity. Not for loans, not for cars. Just … leave it alone. K, thx, bye.
How do you expect their material conditions to improve if nobody attempts to get more stuff to them?
I doubt the "HN crowd" was about to do anything, but it'd be better if someone saw some sort of market opportunity here. It sounds pretty miserable not being able to get to a well paid job. I personally appreciate all the people who lent me money and sold me cars. It enabled a lot of income for me, over a lifetime.
Vote for people who will drop tariffs and allow the import of cheap EVs manufactured at scale.
US automakers have chosen to abandon anything not a $40k-$100k SUV or pickup truck, and purposely minimize production to optimize for profits over volume. You can either leave the country, pay the captive market tax, or import a cheap car when allowed to.
Chinese automakers cannot find enough marine capacity for exports at the moment (currently at a ~12M unit/year export run rate). Imports are allowed eventually imho, it’s just a matter of when (elections and representation turnover rate). Until then, the poor are held hostage for profits (as is tradition in the US).
The solution to car problems is not more cars. It's serious alternatives to driving. We don't need Chinese cars. We need trains, busses, and bikes.
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> Vote for people who will drop tariffs and allow the import of cheap EVs manufactured at scale
No. Globalism is bad. Better to have cars made domestically that are a bit more expensive to buy, but support local jobs. Better yet, ban electronics in cars so you can actually hold onto them and repair them yourself.
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No sane poor person would buy a used Mercedes. Parts and repair would cost more than the car. The only people that would think a $1000 Mercedes is worth it would be rich.
A W123 mercedes (late 1970s-early 1980s) is an exceptionally well built car. Reliable, easy to work on yourself if you're handy, parts not expensive. At this point they're getting hard to find and prices for decent ones are climbing but for a long time they were a great car and easy to find for low thousands.
You could say similar things about older BMWs. People leave notes on my 2004 Honda CR-V asking if I want to sell. A Honda civic I put on Craigslist took less than hour to sell. Repairability of any used car is becoming increasing problematic. Nursing an old automobile past its prime is becoming a lost art:)
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Depends on the Mercedes. There was a time where Mercedes made cars that had a reputation for reliability similar to Toyota's today, and those cars are still fairly reasonable to keep running. The problem is that they're now becoming collectors items. Anything from the last 25 years though? Best to look elsewhere.
Its W123. Build like a tank, things that break are easy to repair by hand in the driveway.
I'm sure this post will start dozens of AI startups to help poor people with their car buying experience.
What about selling busses and trains, and buildings bike lanes and train tracks? Loans and cars aren't the solution to loans and cars, but there are solutions.
I lived in a place for a few years that had a free public transportation network. I can’t tell you how liberating that was, because it meant that I could get to lots of places without owning a vehicle. They even had bike racks on the busses, which meant that you could easily cover the last mile.
That place decided that free public transportation was a good investment. I think many people here would see it as a waste of their tax money. But those people are not low income. They can afford to buy cars. I occasionally hear my coworkers remark about how they would never ride one of those city busses—YUCK. It kind of grinds my gears.
Living in that place made me feel like the community actually cared about me. It made a big impact on how I think about what is worth spending my taxes on. We already subsidize the middle class (roads ain’t free!) and we subsidize the heck out of corporate America. A small slice of those subsidies would make a big difference for people at the bottom.
> A small slice of those subsidies would make a big difference for people at the bottom.
More than half of the federal budget is for entitlements.
Plus, money isn’t always the reason people can’t or don’t drive. People may have disabilities that prevent them from driving. Heck, some people just don’t like driving. Improving public transit, biking, and pedestrian infrastructure solves most of these issues, and it’s frustrating how car-centric the US is in most places.
The OP addresses that:
"When people wave off Waymo or bus lanes or bike lanes because car culture is fine, they mean it works fine for them."
Most people hate all drivers except themselves.
Too late – we're going to see "Show HN" posts of vibe coded apps related to this in 48 hours
Well that was random