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Comment by avree

8 hours ago

https://www.apple.com/applecare/

AppleCare specifically covers water damage of any kind, and is what I would assume OP would be referring to as a "premium warranty and repair service".

That isn't my read.

ApplecCare is as much a warranty as their Apple's phone are guaranteed waterproof.

It's marketing.

The 3 year warranty add-ons is an insurance. One can get an insurance for any device.