In 2026, having my credit card number compromised is the least of my worries. At least here there is an established process for denying charges and ordering a new card. As long as you're not using a debit card, this is not a big deal.
Meh, I’ve been giving out my credit card number willy nilly to merchants for 20+ years, and it hasn’t been used without my authorization over the course of what must be tens of thousands of transactions.
I have a text alert setup for transactions, so I presume I’d be able to successfully challenge any fraudulent ones pretty quickly.
In USA, folks who check their statements monthly are at little risk of immediate financial pain there.
When your lifetime of credit card transactions leaks, that could be financially painful, embarrassing, etc. (can be discriminated against, including with pricing)
I do dislike creating a log of where I park on some random company’s server. Nice that ALPRs/govt.-funded corp spycams/Ring/etc. make sure the quarter method is minimally marginally effective at protecting privacy.
who stores card numbers other than the processors? that should be a hangable offense. I've integrated card processing on multiple sites, and not once does the form come from me. I add the processor's JS, and it collects the data to move along. They then return to me a bit of information that includes success/fail so that I can decide what to do from there.
Yea, it's insane seeing this person arguing about the nature of credit card theft when we have a million different examples of how it happens and how rarely the end user knows until it's far too late. We almost always learn about itpost ad hoc.
In 2026, having my credit card number compromised is the least of my worries. At least here there is an established process for denying charges and ordering a new card. As long as you're not using a debit card, this is not a big deal.
My bank will reverse debit card charges. Based on that, I assumed that was a standard thing now.
The problem is debit cards leave a window where you don't have access to your own money until it gets reversed.
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Ok, your card is compromised. It's been cancelled.
One, how much money is in your pocket so you can eat?
ok, you'll use your second ca.... oh, it has to be cancelled now too.
Ok, lets wait a few days for another card, and lets go use it the first time, what hacked already, I guess I need to wait a few more days.
>As long as you're not using a debit card, this is not a big deal.
So screw 60% of all transactions done on a card? This doesn't seem workable.
Why do you have to cancel your second card?
The chance is incredibly small that your second card just happens to get hacked at the same time as your first card.
I have 6 (I think) credit cards, and mainly use 3 of them.
Your physical wallet might also get stolen, and you can be left without cash money.
It's a good practice to keep an emergency debit card at home. And/or a gift card with a couple hundred bucks on it. That's for digital expenses.
And you should also have a bit of emergency cash.
Meh, I’ve been giving out my credit card number willy nilly to merchants for 20+ years, and it hasn’t been used without my authorization over the course of what must be tens of thousands of transactions.
I have a text alert setup for transactions, so I presume I’d be able to successfully challenge any fraudulent ones pretty quickly.
In USA, folks who check their statements monthly are at little risk of immediate financial pain there.
When your lifetime of credit card transactions leaks, that could be financially painful, embarrassing, etc. (can be discriminated against, including with pricing)
I do dislike creating a log of where I park on some random company’s server. Nice that ALPRs/govt.-funded corp spycams/Ring/etc. make sure the quarter method is minimally marginally effective at protecting privacy.
> In USA, folks who check their statements monthly are at little risk of immediate financial pain there.
I had to fight a bank for months over a clearly fraudulent charge. Sometimes it's easy; other times it isn't.
Yikes, that’s too bad. Have had two incredibly easy chargeback experiences (lifetime).
Can’t speak to fraudulent bank charges, by the way, only on the credit card side.
who stores card numbers other than the processors? that should be a hangable offense. I've integrated card processing on multiple sites, and not once does the form come from me. I add the processor's JS, and it collects the data to move along. They then return to me a bit of information that includes success/fail so that I can decide what to do from there.
> I add the processor's JS, and it collects the data to move along.
Consumers aren't gonna notice the difference if the site gets hacked and that JS is swapped out for a malicious set.
Yea, it's insane seeing this person arguing about the nature of credit card theft when we have a million different examples of how it happens and how rarely the end user knows until it's far too late. We almost always learn about itpost ad hoc.
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