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Comment by Cyph0n

9 hours ago

But this is not a personal card. It is a credit card. Who in the world would even notice this detail?

This whole exercise sounds like a minimalist circlejerk that was only possible in a ZIRP environment.

It is a personal card, not a credit card.

This isn't about the Apple Card. It's about an iOS app called "Cards" which lets you physically mail personal cards straight from your iPhone.

  • Oof, serves me right for not reading the article! Thanks for the correction :)

> only possible in a ZIRP environment.

Why did interest rates matter to Apple, a company famously averse to extended or significant borrowing?