Comment by gumby
6 hours ago
Initially I was casually (didn’t dig into the issue) fine with Apple allowing only a single access to payment via NFC due to the opportunity for fraud, which was Apple’s justification.
But I haven’t heard of it happening with the wild-west Android NFC payments, much less widespread problems with the essentially unconstrained use of QR code payments on SE Asia (e.g. Alipay).
So as an iPhone user I’m happy for Apple’s lockdown going away. I just hope it doesn’t mean that in future I’ll need to install a dozen payment apps and have to figure out which when I buy things.
If the banks win and other stuff is allowed on the iPhone, that’s fine.
I have no intention of using it. I have a feeling it’ll be crap. That’s how this stuff usually is. And I’m absolutely not going to use a different app for each card.
So I wonder if this will end up being a Pyrrhic victory.
The problem is if merchants stop accepting Apple Pay or any other privacy-supporting payment system.
I can stop shopping at places that decide to make it hard for me. It’s easier than ever to find someone else willing to sell me the same thing.
Especially since no one sells unique stuff anymore, it’s mostly the same discount crap from China. So it’s not like I can’t get it elsewhere.