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Comment by chmod775

12 hours ago

If you make 90k in Germany, you pay around 36k to mandatory (varying degrees) insurance/pension plus taxes if you're single. About 19.5k of that are actual taxes. If you're married/have children that total can drop to ~30k and will include health insurance for your entire family unit.

If these people are to be believed, tax freedom day (the day you stop paying taxes and start paying yourself) in Germany is July 11 so just over 50%.

https://en.wikipedia.org/wiki/Tax_Freedom_Day

  • I just gave you the actual numbers. The same numbers you will quickly get by using any of the many available net income calculators for Germany[0].

    If you have a different idea, feel free to break the 90k down yourself. Don't lazily push the work on other people, asking them to puzzle together where some neglected Wikipedia articles' table of magic numbers actually comes from. Hint: It's a number made up by an interest group called the "German Taxpayers Federation", representing mostly entrepreneurs and wealthy taxpayers. The number being opaque is intentional, because its purpose is to mislead and support their advocacy for tax cuts.

    But by all means, don't let me stand in the way of your right to blindly believe whatever someone else wants you to. God forbid we input a five digit number into a calculator.

    What will it take? A notarially certified copy of tax returns mailed to your address?

    [0] First Google result: https://www.brutto-netto-rechner.info/gehalt/gross_net_calcu...

    • You have to add in all the other taxes as well. For example VAT, gasoline, and property taxes are significant. That's generally what tax freedom day is meant to mean - when an average citizen is done paying all taxes.

      Edit: I was curious what the answer might be and couldn't find much. One source calculates the tax burden to be about 53% of income.

      https://www.steuerzahler.de/belastungs-check/?L=0

      6 replies →

Don't forget VAT

  • I can spend that in whichever tax jurisdiction I want and the VAT rate might be whatever depending on what one buys. If you want to go that route you'd then also have to adjust for cost/quality of living to stay intellectually honest, which means you'd then have to come up with some statistical consumer basket. It's a stupid idea to even start down that route in what fits into HN comments.

    • You always have to cost/quality of living if you go that route. Because that's literally what taxes are for. Anyway I don't think it's fair to not include VAT. For every euro you want to utilize(modulo some exceptions) you have to pay it.

    • Do you pay VAT on almost anything? It affects how much your actual disposable income is and thus literally how much you can purchase.

      Nobody said its going to be trivial to calculate, reality doesn't care about that.