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Comment by gpt5

2 days ago

You can turn any subscription to a single purchase with a virtual credit card.

No.

In the USA, if you "subscribe" to something, that is a promise to pay on the regular, until you cancel or unsubscribe. It's not a "single purchase".

If you cancel your card, or use a virtual one that's immediately invalidated, the service will have every right to come after you, and bill you for subsequent installments. You will run up a bill. You can choose not to pay it, but you cannot say that you don't owe it, because you agreed to pay the bills in perpetuity until cancellation.

I have no idea why people claim this, and think that playing a shell game with their finances will stop it.

  • I’m sorry, but you are the one spreading misinformation.

    But I’ll give you an easy way to prove that what you said is true instead of just yelling at each other.

    Give me a single example in the US of an online service company providing service after a credit card declined on a no-commitment service with auto renewal that actually sued in court and recovered something. There is none.