Comment by compiler-guy

The article does not distinguish between these two. Observe how the article talks about the laws requiring better maintenance result in higher hoa dues [1].

Nor do real estate listings [2].

And indeed, the grandparent post talks about missed water bills and other bills that fall on the collective rather than fines about incorrect colors or trash cans being left out.

So while legally there are differences between the two, the term "hoa" is almost always used as a blanket term to cover both. As they were in this article and nearly all of the discussion in this thread.

1 ... the laws that followed it require older condominium buildings to pass a milestone structural inspection (section 553.899, Florida Statutes) and to fund structural reserves on the strength of a structural integrity reserve study (section 718.112(2)(g), ...

The cost is visible in the dues. Redfin reported in August 2024 that median monthly HOA fees in the three months to July 2024, against a year earlier, rose...

2. None of the listings here distinguish between hoa dues and condo association dues. https://www.zillow.com/homes/for_sale/273801_rid/ Nor do several other cities that I tried.