I'd say so. It sure looks, walks and smells like a government. They're often responsible for things that ought to be the local council's job, and have a tendency to enact rules which will lead to consequences if not followed (just being able to be fined by one, even if the rules are reasonable, sure does make one feel like a government). It's all on a smaller scale than the government-government, but that doesn't really make it a non-government to me.
Sounds like organizing a community vs establishing an entity and enforcing its rules.
Are HOAs considered a DIY government?
I'd say so. It sure looks, walks and smells like a government. They're often responsible for things that ought to be the local council's job, and have a tendency to enact rules which will lead to consequences if not followed (just being able to be fined by one, even if the rules are reasonable, sure does make one feel like a government). It's all on a smaller scale than the government-government, but that doesn't really make it a non-government to me.
No. They are built by a conglomerate of local real estate developers according to blueprints shared through their PE parent companies. Corporatocracy.
Yes.
Yes of course they are.